Promo Terms and Conditions

Effective date: 10,14,2025

1. About these Terms

These Terms and Conditions govern promotional offers run by CanBuyCars Inc. (“CanBuyCars,” “we,” “us,” “our”) in Ontario, including the $500 Referral Program, Winter Tire Promotion, and Vehicle Refinance Offer. By participating, you agree to these Terms and any offer-specific details shown in our emails, website pages, or in-store materials.

2. Eligibility and Territory

Offers are valid for Ontario residents, age 18 or older. Programs are void where prohibited. We reserve the right to request proof of identity, residency, and eligibility.

3. $500 Referral Program

3.1 Who can refer. Existing customers and members of the public may refer an individual who is not already engaged in an active purchase with CanBuyCars. Self-referrals are not allowed.

3.2 What counts as a successful referral. A referral is “successful” when the referred customer completes a vehicle purchase from CanBuyCars, takes delivery, and the transaction is not cancelled or unwound within 30 days.

3.3 Payment. The referrer will receive $500 CAD via e-transfer or cheque within 30–45 days after the conditions in 3.2 are met. One referral payout per sold vehicle. If multiple referrers submit the same person, we pay the earliest valid referrer recorded in our system.

3.4 Program limits. We may cap annual payouts per person, suspend, or end the program at any time.

3.5 CASL compliance. If you submit contact details for a referral, you confirm you have the referred person’s consent to share their information with us. If we send any “first contact” email based on a referral, it will comply with Canada’s Anti-Spam Legislation, which permits a single consent-seeking message that identifies the referrer and includes an unsubscribe mechanism when the statutory conditions are met. 

4. Winter Tire Promotion

4.1 Scope. Promotion applies to select winter tires and optional rim packages. Availability, brands, sizes, and fitments vary by vehicle.

4.2 Pricing. Unless expressly stated otherwise in the ad, quoted prices exclude HST and licensing, and include any dealer fees in line with Ontario’s “all-in” advertising rules where a vehicle price is advertised. If we advertise any vehicle price, it must include all fees except HST and licensing. 

4.3 What is included. Tire or tire-and-rim product only unless we specifically itemize installation, balancing, TPMS service, valve stems, shop supplies, tire taxes, and environmental fees.

4.4 Fitment and safety. Final fitment is based on VIN, wheel specs, and OEM tolerances. Certification and roadworthiness requirements for vehicles are separate from tire purchases; “unfit” vehicles require special disclosures if advertised. 

4.5 No cash value. This is a limited-time discount and cannot be redeemed for cash, credited to a loan, or combined with certain other offers unless we say so in writing.

5. Vehicle Refinance Offer

5.1 Not a lender. CanBuyCars is not a bank. We arrange credit with third-party lenders. Approvals, terms, and rates are set by those lenders. On Approved Credit (O.A.C.).

5.2 Disclosures. Lenders must provide clear cost-of-borrowing disclosure before you sign, including APR and non-interest charges, as required by Ontario and federal rules. You will receive a disclosure statement to review before finalizing. 

5.3 No guarantee of savings. Refinancing may increase the total cost of borrowing depending on term, rate, and fees. We do not guarantee lower payments or improved terms.

5.4 Verification. Income, employment, residence, insurance, loan payout statements, and vehicle condition may be required. Inaccurate or incomplete information can void approvals.

6. Advertising and Compliance

6.1 All-in pricing for vehicle ads. If a vehicle price is advertised, it must include all fees and charges the dealer intends to collect, except HST and licensing, which must be clearly disclosed as extra. 

6.2 Finance advertising. Where we advertise finance or lease offers, we will include the required finance disclosures in line with OMVIC guidance and the Motor Vehicle Dealers Act, 2002. 

6.3 Dealer identification. Ads identify CanBuyCars by registered business name and contact details as required by Ontario rules. 

7. Privacy

We collect, use, and share personal information in line with our Privacy Policy and applicable law. By participating, you consent to processing necessary to administer the offers and any financing application.

8. Taxes and Reporting

Referral payments are taxable where required. You are responsible for any tax reporting.

9. Abuse, Errors, and Right to Refuse

We may investigate suspected fraud, gaming, bulk referrals, or policy abuse. We may suspend participation, refuse service, or reverse payouts where we find a breach of these Terms or applicable law.

10. Limitation of Liability

To the fullest extent permitted by law, CanBuyCars is not liable for indirect, incidental, special, punitive, or consequential damages, or for any loss arising from promotions, delays, outages, or third-party lender decisions.

11. Indemnity

You agree to indemnify and hold CanBuyCars harmless from claims arising from your breach of these Terms, inaccurate information supplied, or misuse of any promotion.

12. Changes and Termination

We can modify, suspend, or end any offer at any time. We’ll post updates online and apply them prospectively.

13. Governing Law and Disputes

These Terms are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario. Any dispute will be heard by the courts of Ontario located in Toronto. Nothing limits your rights under the Motor Vehicle Dealers Act, 2002 or Consumer Protection Act

14. Contact

CanBuyCars Inc., 11-1101 Finch Ave West, Toronto, ON M3J 3L6. Phone: 647-563-0827.

Compliance notes: OMVIC enforces the MVDA and its advertising and disclosure rules, including all-in price advertising and required finance disclosures. UCDA members commit to ethical sales practices. Review your creative to ensure any vehicle price shown is “all-in” with only HST and licensing extra, and that finance claims carry the required lender disclosures.